Fee Schedule

Effective August 31, 2025

Fee Schedule

Fee DescriptionFee Amount
Account Service FeeAccount Service Fee
Membership Fee$1.00
Share Account FeesShare Account Fees
Dormant Account Fee$5.00/month after five years of no activity
Share Account WithdrawalsFirst 6 free
$5.00 per withdrawal thereafter
Early Account Closure$25.00 within 90 days of opening
Share Draft FeesShare Draft Fees
Monthly Service ChargeBalances of $800 and over–No fee
Balances below $800.00–$8.00/month
Members over 55 or Students–No fee
Insufficient Funds Charge$25.00 for each ACH and Share Draft
Stop Payment on Check$30.00 per draft
Photocopy of Draft$2.50 per draft
Money Market AccountMoney Market Account
Monthly Service ChargeBalances $1,000.00 and over–No fee
Balances below $1,000.00–$5.00/month
Members over 55 or Students–No fee
Money Market WithdrawalsFirst 3 Free; $10.00 thereafter per month
Debit Card FeesDebit Card Fees
Insufficient Funds $25.00 per item
Debit Card Replacement2nd & 3rd-$5.00 4th & 5th-$10.00
All cards thereafter-$25.00
Other Credit Union Service FeesOther Credit Union Service Fees
Wire Transfer Fee$25.00 per Transfer
Policies
Money Order Fee$2.00 per Money Order
Visa Travel Money Card$7.00 New Card Fee
Loan Application Fee$25.00 per application
Return Mail Fee$5.00 per piece of Mail
Check Cashing Fee5% or $5 minimum(Checks $100.00 and up)
If member does not have a checking account, savings with minimum of $500 or open current loan.
Photocopies of check$2.50 per copy
Account Research$25.00 per hour (1hr minimum)
Reconcilement$25.00 per hour (1hr minimum)
 © 2026 Artesia Credit Union
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