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4 Incredible Facts in Honor of Black History Month

It’s Black History Month; so let’s celebrate! In honor of Black History Month, Artesia Credit Union is proud to share four little-known facts about African American history, along with a list of fun ways to commemorate black history and culture.

1. The Rev. Dr. Martin Luther King Jr. improvised the most historic part of his “I Have a Dream” speech.

On Aug. 28, 1963, more than 250,000 Americans stood spellbound at the Lincoln Memorial, as King delivered his iconic address.

While much of his speech went down in the annals of history, perhaps the most famous lines are those in which King describes his dream of a tolerant, respectful society. Incredibly, those words were likely ad-libbed on the spot.

Dr. King and a group of advisors spent hours polishing the planned speech, and the original version was a lot more political than inspirational. In fact, it did not make any reference to dreams.

Onstage, singer Mahalia Jackson allegedly whispered to King, “Tell ‘em about the dream, Martin.”

After intoning, “We are not satisfied, and we will not be satisfied until justice rolls down like waters and righteousness like a mighty stream,” Dr. King’s talk became more of a sermon.

He continued with the now-famous lines:

“Even though we face the difficulties of today and tomorrow, I still have a dream. It is a dream deeply rooted in the American dream …”

Dr. King’s talk is now considered one of the most successful speeches ever in American history.

2. Rosa Parks was not the first black woman to stage a sit-in

Before Rosa Parks was on the scene, there was Claudette Colvin.

In March of 1955, the 15-year-old schoolgirl remained rooted to her spot, refusing to move to the back of the bus. This was nine whole months before Rosa Parks’ famous stand. The young girl had been studying the history of black leaders, like Harriet Tubman, in school. Those lessons had triggered many heated discussions about the present-day Jim Crow laws. When the bus driver demanded that Claudette move to the rear of the bus, she refused.

The teenager said, “It felt like Sojourner Truth was on one side pushing me down, and Harriet Tubman was on the other side of me pushing me down. I couldn’t get up.”

3. The Quakers were the first to protest against slavery

The Quakers were famously known as “The Society of Friends.” Four of these men from Germantown, Pa. wrote the first protest against slavery in 1688.

Drawing inspiration from the Golden Rule, the peace-loving men wrote, “Pray, what thing in the world can be done worse towards us, then if men should rob or steal us away, and sell us for slaves to strange countries, separating husband from their wife and children …”

This rare document was rediscovered in 2005 and is now part of the Haverford College Special Collections.

4. One in four cowboys was black

It might not be the picture you’ll get from watching western movies or TV shows, but at least 25% of cowboys were black.

After the Civil War ended, the old Wild West attracted lots of newly freed slaves seeking freedom and paid work. While they did find a demand for their skills and lots of freedom to live as they pleased, the blacks – and all cowboys – had to contend with many physical dangers while sleeping under the stars and “riding them horses,” such as inclement weather, reckless outlaws and rattlesnakes.

Celebrate!

There are so many ways to celebrate Black History Month! Here are just a few ideas to help get you started:

  • Read the poem, I, Too, Sing America by Langston Hughes.
  • Bake sweet potato biscuits, a traditional African American-inspired soul food.
  • Jazz up a dull day by tuning into some blues music.
  • Play the ancient African game of Mancala. You can make a board at home using an empty egg carton with the lid cut off, and some beans for game pieces.
  • Look up James Karales’s photos of the 1965 Selma to Montgomery civil rights marches.
  • Read On Beauty by contemporary author Zadie Smith.
  • View Jacob Lawrence’s Migration Series.
  • Read the poem, A Pledge to Rescue Our Youth by Maya Angelou.

Step 2 of 12 Toward A Debt-Free Life: Don’t Dig Yourself Deeper

When you’ve dug yourself deep into a pit, the only way to get out is to stop digging. This month, focus on not racking up more debt. Stop using your credit cards. Skip your weekly trips that usually have you buying too many non-essentials.

Instead, start brown-bagging your work lunch and brewing your own coffee. Get into the habit of spending only on essentials so you can make real progress toward paying down that debt.

Don’t forget to make the minimum payments on every line of credit and loan you have open. Neglecting your debt will only pull you deeper into the pit.

ALL YOU NEED TO KNOW ABOUT REMOTE CHECK CAPTURE

In a world where you can order almost anything using your mobile phone, it makes sense that Artesia Credit Union offers mobile banking services for our members. You can now check your account balance and transfer funds between accounts, all from the comfort of your home. 

One of the most convenient features we offer through our mobile banking service is Artesia Credit Union Remote Check Capture app. All it takes to deposit a check is a few minutes of your time and a phone with internet access. 

Let’s take a closer look at remote check capture and mobile deposits. 

What is remote check capture? 

Remote check capture is a way for you to deposit a check into your ACU Checking or Savings Account from a distant location using a mobile device with internet access. You can be practically anywhere in the world and make your deposit at any time. 

The process is simple: You’ll sign into our mobile check deposit app and prepare your check for deposit. Tap on the Deposit A Check icon and the app will guide you through snapping a picture of both the front and the back of the check. You’ll also be asked to verify the check amount. Once you’ve made the confirmation, your check will be submitted for deposit into your account. 

It’s that easy. 

The benefits of remote check capture 

1. Convenience. As mentioned, with remote check capture, you can make your deposit anywhere, at any time.

2. Speed. Your check will generally clear more quickly through a mobile deposit than it will through an ATM deposit.

3. Accuracy. You’ll be asked to confirm the check amount for accuracy. On the small chance that an error happens, you’ll still have the physical check, which you can then deposit at Artesia Credit Union. 

Some facts you may not know about remote check capture 

A. Deposit limits. For your safety, the maximum amount you can remotely deposit in one go is $10,000.00.

B. Bounced checks. Just like a confirmed check deposit can end up bouncing several days later, if we cannot collect the funds, a mobile deposit can also be returned for the same reasons.

C. Holds on checks. Any checks deposited after our evening cutoff of 4 p.m. will be placed on hold until the next business day. 

But is it safe? 

We take many precautions for ensuring your personal information is protected throughout the remote check capture process. 

First, no one can sign into your Artesia Credit Union mobile deposit account without knowing your strong, unique password. 

Second, our mobile app does not store your check images in your phone. Once your check has been submitted, the image is erased from your phone and stored only in our own software. 

Finally, if an error occurs, you’ll always have the physical check to deposit if necessary. 

Artesia Credit Union Remote Check Capture is quick, easy and safe. Try it today! 

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SOURCES:

https://www.thebalance.com/mobile-check-deposits-vs-atm-deposits-315007

https://www.bankrate.com/banking/5-crucial-facts-everyone-should-know-about-mobile-check-deposit/amp/

https://www.digitalcheck.com/history-of-rdc/